Tenants, rent is your biggest monthly expense.

Use it to improve your credit score and save money.


How CreditLadder works
Barclays
Millions in rent processed to date
Which?
As featured in
Experian
Data partner

Help build your credit score for free by paying your rent on time


Join CreditLadder

CreditLadder Plans

Plans that can help you improve your credit score, and save you money every time you shop.

A smarter way to pay rent

  • Make your rent count

    Add your monthly rent payment to your credit history and get mortgage ready.

  • It's safe as houses

    We use bank grade encryption and have processed millions of pounds in rent.

  • Bank the benefit

    Paying your rent through CreditLadder can improve your credit score.

Join CreditLadder

Why your credit score is crucial

  1. When applying for a mortgage or loan, your credit score is one of the first things a lender looks at.
  2. The better your credit score, the lower the interest rate you’re likely to pay on loans.
  3. Your credit score also matters when applying for things like mobile phone contracts or car insurance.

What people are saying about us

"Any positive movement in a customer’s Experian score has the potential to improve our view of a customer."

Featured by Barclays

"Tenants can set up a future credit rating boost by signing up to Credit Ladder, a free service that works with Experian to capture regular rent payments."

Featured in The Times