How it works

With CreditLadder you can build your credit score just by paying your rent on time. We pass your rent onto your landlord or agent when we receive it and also let Experian know the rent has been paid. It’s 100% free.

Paying rent? Get rewarded.

Sign up for free.

Basic information to sign up;

  • Rent amount
  • Your landlords name & email
  • Bank account details where your monthly rent is paid

Most of this information is on your tenancy agreement

Need help? Click here

Account activated

Once you supply this information your account will be set up in 1 working day

Set up a standing order

We'll help you set up a standing order for your rent payment. We process nearly £1 million in rents each month.

Track your rent payments

Track your rent payments in your dashboard and get notifications every time your rent gets paid.

We report all your rent payments to Experian who add this to your credit history.

Your money and details are safe

We use bank grade encryption. To protect our website and payments. Having successfully processed multiple millions of pounds in rent already.

Also, our payments are processed by our banking partner, Barclays


"Great customer service.

Get back to queries quickly whether email or calls. Good to know my payments are recorded and will be part of my credit score for the future. Keep up the good work! Thanks!"

5 star review
Ana Santos Trust pilot

Tenants like you deserve a better deal.

Millions of pounds in rent processed to date.