Tenants - get ready for radical rental reforms in 2022

Tenants in England are to be offered greater access to information about their landlord and the ability to get results when their homes don’t come up to scratch.

These initiatives are expected to be within the government’s much-anticipated White Paper on reforming the private rental market to make it cheaper, easier and fairer to rent homes in England.

Two of the key proposals, which if adopted are expected to become law next year, include a national register of landlords that will help tenants identity poorly-behaved or banned individuals or companies.

Also, landlords will have to join a redress scheme that will enable tenants who are involved in a dispute with their current or previous landlord to seek an independent review of their case and, if it finds in their favour, gain compensation.

Dispute redress

A similar system of redress, as it is called, already exists for tenants who are in dispute with their letting agent. Other proposals include a ‘lifetime rental deposit’ that will stop tenants having to pay for two deposits when they move home. Millions of home movers every year often have to provide a deposit for their new homes while still waiting to be given back the deposit for their old home.

Housing secretary Michael Gove (main pic) is also planning to reform the way landlords evict tenants. This will include simplifying the court process to make it quicker and fairer for landlords to evict tenants who behave badly or get into long-term rent arrears.

But in return, the conditions under which landlords will be able to evict will be narrowed so that landlords cannot remove tenants without ‘good reason’. At the moment, landlords can use a Section 21 or ‘no fault’ notice without saying why they want to evict the tenant.

Improve your credit score

If you want to improve your credit position by reporting your rent payments, CreditLadder is the only way to improve your credit score and position across all four of the main Credit Reference Agencies in the UK, namely Experian, Equifax, TransUnion and Crediva. Building up a high credit score has a lot of benefits, including helping you access finance at better rates - this can also help save you money.

CreditLadder also runs a free mortgage application service in partnership with Tembo which will tell you how much you could borrow.

Remember the information provided in this article is for information purposes only and should not be considered as advice.

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