Budgets should be as popular on TV as Gogglebox or Strictly Come Dancing given their national importance.

And yet hardly any of us witness the Chancellor’s big day despite it often hitting our pockets hard if we smoke, drink or buy petrol.

But this year could be different, many experts are predicting. The government is desperate to look like it's doing something about ‘generation rent’ so help for first time buyers is on the cards, which could make for more gripping TV for many tenants.

If you’re a tenant hoping to buy their first home, then expect extra help after Monday teatime when the budget announcement is due to take place.

If all the pundits are right, landlords will may be induced to sell their buy-to-let properties to their tenants if they have called them home for more than three years.

This sweetener is expected to be an exemption from Capital Gains Tax (CGT), which for landlords can be as high as 28% of any equity ‘gain’ made on the property since they bought it, depending on their personal circumstances.

Landlords may also be further induced to take up the deal by being able to claim more ‘wear and tear’ against their tax bill.

So every time a tenant scuffs a floorboard by mistake, their landlord would benefit!

But the more serious and pressing question is, will tenants take up the offer if the proposed policy becomes legislation later next year?

One reason why the answer would be a tubthumping ‘yay’ is that the government intends to force landlords to share half the money they save on CGT with their tenants.

The political think tank behind the idea says that 88,000 households could take up the deal each year, or nearly half a million homes over the next five years.

Called Onward - it’s a Conservative organisation - it also reckons the average gain per property would be £15,000 and that therefore the tenants would receive £7,500 on average towards a mortgage deposit, and £9,750 in London.

With that sort of money involved, perhaps more tenants will be watching the budget from their laptops next week.

Remember, CreditLadder can help you improve your credit score.

CreditLadder can improve your credit position by reporting your rent payments. CreditLadder is the first way to improve your credit score and position across all three of the main Credit Reference Agencies in the UK, namely Experian, Equifax and TransUnion. Building up a high credit score has a lot of benefits, including helping you access finance at better rates - this can also help save you money. CreditLadder also runs a free mortgage application service in partnership with Tembo which will tell you how much you could borrow.

Remember the content provided in this article is for information purposes only and should not be considered as advice.