About Us

A few years ago, a group of property professionals in Manchester began mulling over why the rent that tenants paid to landlords didn’t count towards their credit scores...

They’d noticed how a decent credit score was now essential for anyone applying for a credit card, loan, mortgage and even a phone contract.

“Using tech and data we're changing the world of renting, for good.”

And yet if tenants paid their rent on time, wasn’t that proof that they can meet their financial commitments?

Discussions began with Experian and this blossomed into CreditLadder. Fast forward to 2017, and we have now processed millions of pounds in rental payments and received positive coverage of the service we provide from sites including MoneySavingExpert and The Times.